Creating a Financial Plan
Developing a professional relationship with a financial advisor can pay off in the long term. An experienced advisor has the knowledge to help guide your financial planning and give you peace of mind.
Financial advisors can help you develop a holistic approach to your finances. In addition to advice about where to invest your money, they can help you establish a budget for your current needs and develop the discipline to put money aside for your future. Your advisor can help you develop a plan designed to meet your goals, from buying a house to funding a college education to securing your retirement.
With specialized education and training, your advisor is knowledgeable about many different kinds of investments and which may be most appropriate for you. Whether you are just starting to invest or withdrawing from a retirement account, your advisor can help you make decisions based on market conditions and your specific situation.
Many investors say that the biggest benefit of working with a financial advisor is that they are less anxious about their finances. Your financial advisor is available to answer your questions and address your concerns. Together, you can develop a financial plan that allows you to worry less about day-to-day decisions and focus on attaining your long-term goals.
Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.