Spend It or Save It Calculator | American Funds

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Spend It or Save It Calculator

There are several ways to manage your retirement assets when you leave your company. This calculator will help you compare the effects of taxes and penalties on the taxable portion of a full distribution vs. continuing to allow it to grow tax-deferred, such as in a rollover IRA.





Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

This calculator was developed by KJE Computer Solutions, which is not affiliated with American Funds. It is intended for use in making a rough comparison of cashing out a taxable retirement plan account and continuing to allow it to grow tax-deferred. We do not guarantee the accuracy of the results or their relevance to your particular circumstances. We encourage you to seek the assistance of your financial professional.

For more information regarding this calculator or its calculations, please e-mail KJE Computer Solutions at afquestions@dinkytown.net or visit http://www.dinkytown.net.