American Funds Portfolio Series | American Funds

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American Funds Portfolio Series℠

These eight funds of funds are designed to help investors pursue real-life goals, both long- and short-term, within a framework of three common objectives: preservation, balance and growth.
  • Objective-based. Pursue a wide range of goals based on time frame, risk tolerance and other factors.
  • Trusted. Invest in a blend of funds with proven track records carefully selected by senior investment professionals.
  • Monitored. Benefit from regular reviews by an oversight committee to ensure results and holdings are aligned with fund objectives.

Portfolios

American Funds Portfolio Series | American Funds

Features & Benefits

The American Funds Portfolio Series lets you focus on what’s important — providing your clients with the professional advice and guidance designed to help them achieve long‐term investment success. Take advantage of what these funds offer:

  • Convenience. Purchase a diversified portfolio of American Funds in a single transaction.
  • Flexibility. Easily incorporate the funds into a wide variety of construction models, including an objective‐based framework.
  • Customization. Separate assets that clients want to protect from those they’re willing to subject to more volatility to pursue long-term goals.

Share Classes

Individual and 529 Savings Accounts

Employer-Sponsored Retirement Plans

Share classes: F-1, F-2, F-3, A, C 

Share classes1: R-1, R-2, R-2E, R-3, R-4, R-5E, R-5, R-6

Share classes1: 529-F-1, 529-A, 529-C, 529-E 

Unit classes1: 1, 2, 3, 4, 5, 6, 7, 8

 



Portfolio Oversight

To help ensure that the funds always stay aligned with their objectives, a group of senior investment professionals with varied backgrounds and investment approaches, and decades of industry experience regularly review the funds’ results and holdings.

They don’t expect to make major changes frequently, however, the Portfolio Oversight Committee may add or remove underlying funds, or change the current underlying fund weighting to help the fund of funds meet their objectives.


Case Studies

Here are examples of how you can use the funds to address real-life investor needs that you may encounter in your practice.

Investor Needs

Funds to Consider

Moving out of cash

Clients with significant holdings in cash could put a portion of their assets into one of these funds as a first step back into the market:

  • American Funds Tax-Exempt Preservation Portfolio
  • American Funds Preservation Portfolio

Adding exposure to companies outside the U.S.

Clients who need to increase their allocations in securities outside of the U.S. could gain meaningful exposure through one of these funds:

  • American Funds Global Growth Portfolio
  • American Funds Balanced Portfolio

Reducing the impact of taxes

High net worth clients who want to reduce the impact that taxes can have on building their assets should consider one of these funds:

  • American Funds Tax-Exempt Preservation Portfolio
  • American Funds Tax-Advantaged Income Portfolio

Adding growth potential to any account

Clients who buy individual stocks but want more diversification could try these funds for exposure to diverse equities offering long-term growth potential:

  • American Funds Growth Portfolio
  • American Funds Global Growth Portfolio

Streamlining your practice

Clients with small accounts take time and energy to manage. Moving their assets into these broadly diversified funds could help you run your practice more efficiently:

  • American Funds Balanced Portfolio
  • American Funds Growth and Income Portfolio

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses, summary prospectuses and CollegeAmerica Program Description, which can be obtained from a financial professional and should be read carefully before investing. 

Investing outside the United States involves risks, such as currency fluctuations, periods of illiquidity and price volatility, as more fully described in the prospectus. These risks may be heightened in connection with investments in developing countries. Small-company stocks entail additional risks, and they can fluctuate in price more than larger company stocks. 

The return of principal for bond funds and for funds with significant underlying bond holdings is not guaranteed. Fund shares are subject to the same interest rate, inflation and credit risks associated with the underlying bond holdings. Lower rated bonds are subject to greater fluctuations in value and risk of loss of income and principal than higher rated bonds. 

For more information about the risks associated with each fund, go to its detailed fund information page or read the prospectus. Investment allocations for funds of funds may not achieve fund objectives. There are expenses associated with the underlying funds in addition to fund-of-funds expenses. The funds' risks are directly related to the risks of the underlying funds, as described herein. 

Income from municipal bonds may be subject to state or local income taxes . Certain other income, as well as capital gain distributions, may be taxable. 

1

American Funds Tax-Exempt Preservation Portfolio and American Funds Tax-Advantaged Income Portfolio are not available in Class 529 and Class R shares, and retirement plan unit classes.

The Portfolio Series funds are monitored; allocations and funds may change.The Retirement Income Portfolio Series funds are monitored; allocations and funds may change.

Content contained herein is not intended to serve as impartial investment or fiduciary advice. The content has been developed by Capital Group, which receives fees for managing, distributing and/or servicing its investments.

Past results are not predictive of results in future periods.