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Maximize your IRA contributions

If you own an American Funds traditional or Roth IRA, you can make contributions on our website in several ways.

Note: The IRA contribution limit is $5,500 for 2013 and 2014 (plus an additional $1,000 if you're age 50 or older). Learn more.

Buy shares

You can buy shares in your IRA using money from a linked bank account. (If your bank account isn’t linked with your American Funds account, you’ll receive step-by-step instructions when buying fund shares.)

Log in to your account to buy shares.

Exchange shares

You can also contribute to your IRA by moving money from one or more of the American Funds in which you are currently invested.

Through such exchanges, you can sell shares from an individual or joint account and invest them in an existing IRA. Keep in mind that the IRS considers the sale portion of these transactions a taxable event.

Log in to your account to exchange shares.

It’s a good idea to discuss any financial transactions with a tax professional or financial adviser beforehand. Call us for more information.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.