Current Federal Income Tax Rate

This is the federal tax rate you expect to pay on taxable income until you begin taking withdrawals. Use the table below to determine your current tax bracket. Tax brackets and rates may change in the future. The analyzer applies the tax rate you enter to all taxable income until retirement.

Federal Income Tax Brackets for 2016*

Tax Rate Married, Filing Jointly
or Qualified Widow(er)
Single Head of Household Married, Filing Separately
10% $0–$18,550 $0–$9,275 $0–$13,250 $0–$9,275
15% $18,551–$75,300 $9,276–$37,650 $13,251–$50,400 $9,276–$37,650
25% $75,301–$151,900 $37,651–$91,150 $50,401–$130,150 $37,651–$75,950
28% $151,901–$231,450 $91,151–$190,150 $130,151–$210,800 $75,951–$115,725
33% $231,451–$413,350 $190,151–$413,350 $210,801–$413,350 $115,726–$206,675
35% $413,351–$466,950 $413,351–$415,050 $413,351–$441,000 $206,676–$233,475
39.6% $466,951 and over $415,051 and over $441,001 and over $233,476 and over

*This information is subject to change by the IRS.