Each of our target date funds can serve as a complete portfolio
With an American Funds target date retirement fund, you get diversification and professional oversight in one easy-to-use investment.
"From this series' 2007 inception through the end of 2017, its funds' returns have ranked among the best of target-date fund peers."
One fund, many benefits
A long-term investment
Our funds are designed to help you invest for retirement and meet your changing needs over time.
Investments that change over time
Investment professionals adjust the investment mix to become more conservative as the target retirement date approaches. This can help provide a measure of protection from market declines.
A variety of investments
Each fund is made up of a broad range of investments. That’s important when saving for retirement because spreading your investment dollars among different types of investments can help reduce volatility.
Our investment professionals manage the investment mix so you don’t have to. In fact, they continue to manage the funds for an additional 30 years into retirement.
Six of our American Funds target date funds have won 2018 Lipper Fund Awards for achieving consistently strong results.2
Accolades from Morningstar
More than half of the underlying funds made Morningstar’s list of 43 “fantastic” funds — more than any other target date fund family.3
Superior fund results can lead to better outcomes
American Funds’ consistent approach, in combination with our proprietary investment process, The Capital System℠, has resulted in a superior long-term track record.4
For fund results or for information about your retirement plan, talk with your plan provider or employer, or visit your plan’s website.
Our fund management fees have been among the lowest in the industry. On average, our management fees were in the lowest quintile 68% of the time, based on the 20-year period ended December 31, 2015, versus comparable Lipper categories, excluding funds of funds.