American Funds ®

How to Use Your Account

Required Minimum Distributions FAQ

When you reach age 70½, you must begin taking Required Minimum Distributions (RMDs) from your IRAs and tax-deferred retirement plan accounts.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.  

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses , which can be obtained from a financial professional and should be read carefully before investing.