Required Minimum Distributions FAQ | American Funds

How to Use Your Account

Required Minimum Distributions FAQ

When you reach age 70½, you generally have to start taking Required Minimum Distributions (RMDs) from your IRAs and tax-deferred retirement plan accounts.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing. 

Content contained herein is not intended to serve as impartial investment or fiduciary advice. The content has been developed by Capital Group, which receives fees for managing, distributing and/or servicing its investments.