American Funds ®

How to Use Your Account

Required Minimum Distributions FAQ

When you reach age 70½, you must begin taking Required Minimum Distributions (RMDs) from your IRAs and tax-deferred retirement plan accounts.


Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses , which can be obtained from a financial professional and should be read carefully before investing.   

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.