Meeting with your financial professional is an important opportunity to discuss changes in your financial goals or to prepare for retirement. This 3-step guide can help you organize your goals ahead of time so you can have a productive conversation when you meet.
To create a realistic plan, think about your biggest financial goals and how you want to prioritize them.
To get the most out of your meeting (whether it’s your first meeting or an annual review), come prepared with questions that your financial professional can help you answer.
If not, your financial professional may suggest a number of strategies to help build up your assets prior to or during retirement, such as delaying retirement until you’re at full retirement age.
Ask your financial professional if you should adjust your investment mix around different asset types (stock, bonds, cash) or geographic regions (U.S., international, global).
Your financial professional won’t be able to get into specifics without an accurate picture of your financial situation.
Make sure to bring this information to your meeting:
Remember, you don’t have to go it alone. Your financial professional is a valuable resource who can help you create a financial strategy that meets your needs and goals.
Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses , which can be obtained from a financial professional and should be read carefully before investing.