CollegeAmerica (R) is a nationwide plan sponsored by Virginia 529 (SM)

“With sales charge” vs. NAV

With sales charge refers to the up-front sales charge applied to investments in Class A and 529-A shares when purchased.

The average annual total return “with sales charge” is the gain or loss made on an investment if a shareholder paid the maximum 5.75% up-front sales charge.

NAV (net asset value) is the value of a fund share. This is the price a shareholder of the fund would receive for each share sold. The NAV is calculated daily.

The average annual total return at NAV is the gain or loss made on an investment if a shareholder did not pay an up-front sales charge or a contingent deferred sales charge (CDSC) on the investment.

CollegeAmerica is sponsored by Virginia529. But you can invest no matter where you live, and your beneficiary can go to school in any state. However, if you reside in a state other than Virginia, there may be an in-state plan that offers tax and other benefits not available through CollegeAmerica. Before investing in any state’s 529 plan, you should consult your tax adviser.


Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses, summary prospectuses and CollegeAmerica Program Description, which can be obtained from a financial professional and should be read carefully before investing. CollegeAmerica is distributed by American Funds Distributors® and sold through unaffiliated intermediaries.