The federal tax rate you expect to pay on taxable income until you begin taking withdrawals. Use the table below to determine your current tax bracket. Tax brackets and rates may change in the future. The analyzer applies the tax rate you enter to all taxable income until retirement.

Federal income tax brackets for 2014

This information is subject to change by the IRS.

Tax rate Married, filing jointly or qualified widow(er) Single Head of household Married, filing separately
10% $0–$18,150 $0–$9,075 $0–$12,950 $0–$9,075
15% $18,151–$73,800 $9,076–$36,900 $12,951–$49,400 $9,076–$36,900
25% $73,801–$148,850 $36,901–$89,350 $49,401–$127,550 $36,901–$74,425
28% $148,851–$226,850 $89,351–$186,350 $127,551–$206,600 $74,426–$113,425
33% $226,851–$405,100 $186,351–$405,100 $206,601–$405,100 $113,426–$202,550
35% $405,101–$457,600 $405,101–$406,750 $405,101–$432,200 $202,551–$228,800
39.6% $457,601 and over $406,751 and over $432,201 and over $228,801 and over