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Dates of first sale and expense adjustments

CollegeAmerica (R) is a nationwide plan sponsored by Virginia 529 (SM)

This table lists the dates when Class B, C, F-1, F-2, 529-A, 529-B, 529-C, 529-E and 529-F-1 shares first sold and the annual expense adjustments used to calculate hypothetical returns before those dates. Returns prior to the date of first sale are hypothetical based on Class A share results without a sales charge, adjusted for the difference between the Class A expense ratio and any other class's estimated expense ratios on its date of first sale.

  • A positive expense adjustment means that, for the fund shown, hypothetical results for the share class reflect higher expenses than the Class A share.
  • A negative expense adjustment means hypothetical results for the share class reflect lower expenses than the Class A share.
  • A 0.00% expense adjustment means the hypothetical results for the share class have the same expenses as the Class A share.

Please see below for specific expense adjustments and actual dates of first sale.

Class B, Class C, Class F-1 and Class F-2 shares

Fund name Date of first sale
Annual expense adjustment
B C F-1 F-2
Growth Funds
AMCAP Fund® 3/15/00
0.75%
3/15/01
0.82%
3/16/01
0.06%
8/1/08
-0.20%
EuroPacific Growth Fund® 3/15/00
0.75%
3/15/01
0.82%
3/15/01
0.06%
8/1/08
-0.19%
The Growth Fund of America® 3/15/00
0.75%
3/15/01
0.82%
3/15/01
0.06%
8/1/08
-0.21%
The New Economy Fund® 3/15/00
0.75%
3/15/01
0.82%
3/15/01
0.06%
8/1/08
-0.21%
New Perspective Fund® 3/15/00
0.75%
3/15/01
0.82%
3/15/01
0.06%
8/1/08
-0.19%
New World Fund® 3/15/00
0.75%
3/15/01
0.82%
3/16/01
0.06%
8/1/08
-0.21%
SMALLCAP World Fund® 3/15/00
0.75%
3/15/01
0.82%
3/15/01
0.06%
8/1/08
-0.22%

Class B, Class C, Class F-1 and Class F-2 shares

Fund name Date of first sale
Annual expense adjustment
B C F-1 F-2
Growth-and-Income Funds
American Mutual Fund® 3/15/00
0.75%
3/15/01
0.82%
3/15/01
0.06%
8/5/08
-0.15%
Capital World Growth and Income Fund® 3/15/00
0.75%
3/15/01
0.82%
3/15/01
0.06%
8/1/08
-0.18%
Fundamental InvestorsSM 3/15/00
0.75%
3/15/01
0.82%
3/15/01
0.06%
8/1/08
-0.18%
The Investment Company of America® 3/15/00
0.75%
3/15/01
0.82%
3/15/01
0.06%
8/1/08
-0.16%
Washington Mutual Investors FundSM 3/15/00
0.75%
3/15/01
0.82%
3/15/01
0.06%
8/5/08
-0.18%

Class B, Class C, Class F-1 and Class F-2 shares

Fund name Date of first sale
Annual expense adjustment
B C F-1 F-2
Equity-Income Funds
Capital Income Builder® 3/15/00
0.75%
3/15/01
0.82%
3/15/01
0.06%
8/1/08
-0.16%
The Income Fund of America® 3/15/00
0.75%
3/15/01
0.82%
3/15/01
0.06%
8/1/08
-0.16%

Class B, Class C, Class F-1 and Class F-2 shares

Fund name Date of first sale
Annual expense adjustment
B C F-1 F-2
Balanced Funds
American Balanced Fund® 3/15/00
0.75%
3/15/01
0.82%
3/15/01
0.06%
8/5/08
-0.20%

Class B, Class C, Class F-1 and Class F-2 shares

Fund name Date of first sale
Annual expense adjustment
B C F-1 F-2
Bond Funds
American High-Income Trust® 3/15/00
0.75%
3/15/01
0.82%
3/15/01
0.06%
8/4/08
-0.21%
The Bond Fund of America® 3/15/00
0.75%
3/15/01
0.82%
3/15/01
0.06%
8/4/08
-0.22%
Capital World Bond Fund® 3/15/00
0.75%
3/15/01
0.82%
3/16/01
0.06%
8/1/08
-0.27%
Intermediate Bond Fund of America® 3/15/00
0.75%
3/15/01
0.82%
3/19/01
0.06%
8/8/08
-0.24%
Short-Term Bond Fund of America® 11/6/06
0.75%
11/6/06
0.79%
11/1/06
-0.01%
8/19/08
-0.16%
U.S. Government Securities Fund® 3/15/00
0.75%
3/15/01
0.82%
3/15/01
0.06%
8/7/08
-0.29%

Class B, Class C, Class F-1 and Class F-2 shares

Fund name Date of first sale
Annual expense adjustment
B C F-1 F-2
Tax-exempt bond Funds
American Funds Short-Term Tax-Exempt Bond Fund® N/A N/A 8/27/09
0.22%
8/12/09
-0.03%
American High-Income Municipal Bond Fund® 3/15/00
0.75%
3/15/01
0.82%
3/19/01
0.06%
8/12/08
-0.18%
Limited Term Tax-Exempt Bond Fund of America® 3/15/00
0.75%
3/15/01
0.82%
3/15/01
0.06%
8/18/08
-0.18%
The Tax-Exempt Bond Fund of America® 3/15/00
0.75%
3/15/01
0.82%
3/15/01
0.06%
8/1/08
-0.13%
The Tax-Exempt Fund of California® 3/15/00
0.75%
3/19/01
0.82%
3/20/01
0.06%
8/22/08
-0.12%
The Tax-Exempt Fund of Maryland® 3/15/00
0.75%
4/12/01
0.82%
6/15/01
0.06%
8/1/08
-0.13%
The Tax-Exempt Fund of Virginia® 3/15/00
0.75%
4/18/01
0.82%
4/4/01
0.06%
8/1/08
-0.13%

Class B, Class C, Class F-1 and Class F-2 shares

Fund name Date of first sale
Annual expense adjustment
B C F-1 F-2
Retirement Target Date Series
American Funds 2055 Target Date Retirement Fund® 2/21/14
2/21/14
2/21/14
2/21/14
American Funds 2050 Target Date Retirement Fund® 2/21/14
2/21/14
2/21/14
2/21/14
American Funds 2045 Target Date Retirement Fund® 2/21/14
2/21/14
2/21/14
2/21/14
American Funds 2040 Target Date Retirement Fund® 2/21/14
2/21/14
2/21/14
2/21/14
American Funds 2035 Target Date Retirement Fund® 2/21/14
2/21/14
2/21/14
2/21/14
American Funds 2030 Target Date Retirement Fund® 2/21/14
2/21/14
2/21/14
2/21/14
American Funds 2025 Target Date Retirement Fund® 2/21/14
2/21/14
2/21/14
2/21/14
American Funds 2020 Target Date Retirement Fund® 2/21/14
2/21/14
2/21/14
2/21/14
American Funds 2015 Target Date Retirement Fund® 2/21/14
2/21/14
2/21/14
2/21/14
American Funds 2010 Target Date Retirement Fund® 2/21/14
2/21/14
2/21/14
2/21/14

Class 529-A, Class 529-B, Class 529-C, Class 529-E and Class 529-F-1 shares

Fund name Date of first sale
Annual expense adjustment
529-A 529-B* 529-C 529-E 529-F-1
Growth Funds
AMCAP Fund 2/15/02
0.11%
2/19/02
0.91%
2/19/02
0.91%
3/7/02
0.41%
9/17/02
0.15%
EuroPacific Growth Fund 2/15/02
0.11%
2/19/02
0.91%
2/15/02
0.91%
3/7/02
0.41%
9/16/02
0.15%
The Growth Fund of America 2/15/02
0.11%
2/15/02
0.91%
2/15/02
0.91%
3/1/02
0.41%
9/16/02
0.15%
The New Economy Fund 2/15/02
0.11%
2/19/02
0.91%
2/21/02
0.91%
3/15/02
0.41%
10/11/02
0.15%
New Perspective Fund 2/15/02
0.11%
2/15/02
0.91%
2/15/02
0.91%
3/1/02
0.41%
9/17/02
0.15%
New World Fund 2/19/02
0.11%
2/26/02
0.91%
2/25/02
0.91%
3/22/02
0.41%
9/17/02
0.15%
SMALLCAP World Fund 2/19/02
0.11%
2/20/02
0.91%
2/20/02
0.91%
3/15/02
0.41%
9/17/02
0.15%

Class 529-A, Class 529-B, Class 529-C, Class 529-E and Class 529-F-1 shares

Fund name Date of first sale
Annual expense adjustment
529-A 529-B* 529-C 529-E 529-F-1
Growth-and-Income Funds
American Mutual Fund 2/19/02
0.11%
2/19/02
0.91%
2/20/02
0.91%
3/7/02
0.41%
9/17/02
0.15%
Capital World Growth and Income Fund 2/15/02
0.11%
2/21/02
0.91%
2/22/02
0.91%
3/4/02
0.41%
9/17/02
0.15%
Fundamental Investors 2/15/02
0.11%
2/19/02
0.91%
2/15/02
0.91%
3/7/02
0.41%
9/23/02
0.15%
The Investment Company of America 2/15/02
0.11%
2/15/02
0.91%
2/19/02
0.91%
3/1/02
0.41%
9/16/02
0.15%
Washington Mutual Investors Fund 2/15/02
0.11%
2/19/02
0.91%
2/15/02
0.91%
3/1/02
0.41%
9/16/02
0.15%

Class 529-A, Class 529-B, Class 529-C, Class 529-E and Class 529-F-1 shares

Fund name Date of first sale
Annual expense adjustment
529-A 529-B* 529-C 529-E 529-F-1
Equity-Income Funds
Capital Income Builder 2/19/02
0.11%
2/15/02
0.91%
2/20/02
0.91%
3/1/02
0.41%
9/17/02
0.15%
The Income Fund of America 2/15/02
0.11%
2/19/02
0.91%
2/19/02
0.91%
2/25/02
0.41%
9/17/02
0.15%

Class 529-A, Class 529-B, Class 529-C, Class 529-E and Class 529-F-1 shares

Fund name Date of first sale
Annual expense adjustment
529-A 529-B* 529-C 529-E 529-F-1
Balanced Funds
American Balanced Fund 2/15/02
0.11%
2/15/02
0.91%
2/19/02
0.91%
3/5/02
0.41%
9/17/02
0.15%

Class 529-A, Class 529-B, Class 529-C, Class 529-E and Class 529-F-1 shares

Fund name Date of first sale
Annual expense adjustment
529-A 529-B* 529-C 529-E 529-F-1
Bond Funds
American High-Income Trust 2/19/02
0.11%
2/25/02
0.91%
2/19/02
0.91%
3/15/02
0.41%
9/16/02
0.15%
The Bond Fund of America 2/15/02
0.11%
2/15/02
0.91%
2/19/02
0.91%
3/7/02
0.41%
9/26/02
0.15%
Capital World Bond Fund 2/15/02
0.11%
2/25/02
0.91%
2/28/02
0.91%
5/16/02
0.41%
9/17/02
0.15%
Intermediate Bond Fund of America 2/19/02
0.11%
2/26/02
0.91%
2/19/02
0.91%
3/15/02
0.41%
9/16/02
0.15%
Short-Term Bond Fund of America 11/3/06
0.11%
11/2/06
0.88%
11/3/06
0.87%
12/1/06
0.35%
11/6/06
-0.16%
U.S. Government Securities Fund 2/20/02
0.11%
2/20/02
0.91%
2/19/02
0.91%
3/7/02
0.41%
10/11/02
0.15%

*The 529-B share class (for all funds with an expense adjustment except Short-Term Bond Fund of America) has an annual expense adjustment of 0.91% over the first eight years and about 0.11% a year after eight years. Short-Term Bond Fund of America Class 529-B has an annual expense adjustment of 0.88% over the first eight years and 0.11% a year after eight years.

Shares are not available for the fund.

Depending on your state of residence, there may be an in-state plan that provides tax and other benefits not available through CollegeAmerica. Before investing in any state’s 529 plan, you should consult your tax adviser.


Investing outside the U.S. (especially in developing countries) entails additional risks, such as currency fluctuations, as does investing in smaller companies, as more fully described in the prospectus. Lower-rated bonds are subject to greater fluctuations in value and risk of loss of income and principal. Income from tax-exempt bond funds may be subject to state or local income taxes. Additionally, income from all tax-exempt bond funds except for The Tax-Exempt Bond Fund of America may be subject to the federal alternative minimum tax. Certain other income from tax-exempt bond funds, as well as capital gain distributions, may be taxable. Fund shares of U.S. Government Securities Fund are not guaranteed by the U.S. government. American Funds Tax-Exempt Fund of New York, The Tax-Exempt Fund of California, The Tax-Exempt Fund of Maryland and The Tax-Exempt Fund of Virginia are more susceptible to factors adversely affecting issuers of their states’ tax-exempt securities than more widely diversified municipal bond funds. For more information about the risks associated with each fund, go to its detailed fund information page or read the prospectus.

While not directly correlated to changes in interest rates, the values of inflation linked bond funds generally fluctuate in response to changes in real interest rates and may experience greater losses than other debt securities with similar durations.

The return of principal for bond funds and for funds with significant underlying bond holdings (New World Fund, Capital Income Builder, The Income Fund of America, American Balanced Fund, American Funds Global Balanced Fund and funds in the American Funds Target Date Retirement Series®) is not guaranteed. Fund shares are subject to the same interest rate, inflation and credit risks associated with the underlying bond holdings.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses, summary prospectuses and the CollegeAmerica Program Description, which can be obtained from a financial professional and should be read carefully before investing. CollegeAmerica is distributed by American Funds Distributors® and sold through unaffiliated intermediaries.