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Detailed Fund Information

CollegeAmerica (R) is a nationwide plan sponsored by Virginia 529 (SM)

International Growth and Income FundSM (growth-and-income fund)

CollegeAmerica® Plans

Class 529-A shares

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How do the share classes differ?

Daily Prices

Updated July 10, 2014, 3:14PM Pacific time

Net Asset Value (NAV) $35.94
NAV Change $−0.37
Maximum Offering Price (MOP) $38.13

(All prices are subject to revision.)

Historical Prices & Distributions

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Ticker Symbols & Fund Numbers

Fund Number 1034
Ticker/Quotron Symbol CGIAX
CUSIP Number 45956T 60 0

Fund Description

Fund Objective The fund's investment objective is to provide long-term growth of capital while providing current income.
Distinguishing Characteristics The fund invests primarily in companies outside the U.S. with the potential for growth and dividend income.
Types of Investments Primarily common stocks and equity-type securities as well as some fixed-income securities.
Portfolio Restrictions Generally will invest at least 90% of its assets in securities of companies outside the U.S.

Fund Facts

Minimum Initial Investment $250
Shareholder Accounts (aggregated for all share classes; updated monthly) 417,127
Regular Dividends Paid March, June, September, December
Capital Gains Paid December
Fund Inception October 1, 2008
Fiscal Year-End June

The months indicated for dividends and capital gains paid represent the anticipated current year ex-dividend date schedule for all share classes.

Returns & Expenses

Figures shown are past results and are not predictive of results in future periods. Current and future results may be lower or higher than those shown. Results shown at net asset value have all distributions reinvested. If a sales charge had been deducted, the results would have been lower. Share price and return will vary, so investors may lose money. Investing for short periods makes losses more likely. Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value. Returns with sales charge for Class 529-A shares reflect payment of the 5.75% maximum sales charge at the beginning of the stated periods. Definitions and other important legal information about these prices and returns are shown below.

Rates of Return*

  Average Annual Total Returns
1 yr 3 yrs 5 yrs 10 yrs Fund Lifetime
June 30, 2014 (most recent month-end)
NAV 22.56% 9.24% 13.03% 11.43%
With sales charge 15.52% 7.10% 11.70% 10.28%
June 30, 2014 (most recent quarter-end)
NAV 22.56% 9.24% 13.03% 11.43%
With sales charge 15.52% 7.10% 11.70% 10.28%

Expense Ratios

International Growth and Income Fund 1.00%
Lipper International Funds Average 1.44%

12-Month Distribution Rates

As of May 31, 2014 (updated monthly)

NAV 3.09%
With sales charge 2.92%

Annualized 30-Day SEC Yield

As of May 31, 2014 (updated monthly)

With sales charge 2.14%


Largest Industry Holdings

% of net assets as of March 31, 2014 (updated quarterly)

Banks 14.5%
Oil, gas & consumable fuels 8.7%
Insurance 7.4%
Pharmaceuticals 5.9%
Semiconductors & semiconductor equipment 4.8%
Diversified telecommunication services 4.2%
Electric utilities 4.1%
Media 3.5%
Tobacco 3.5%
Multi-utilities 2.9%

Portfolio Holdings

(updated quarterly, upon availability)

Asset Mix

as of May 31, 2014 (updated monthly)

U.S. Equities 0.3%
Non-U.S. Equities 93.7%
U.S. Bonds 1.0%
Non-U.S. Bonds 1.6%
Cash & Equivalents 3.4%

Geographic Breakdown

% of net assets as of March 31, 2014 (updated quarterly)

United States 1.3%
Europe 62.3%
Asia & Pacific Basin 25.1%
Other (Including Canada & Latin America) 7.0%
Cash & equivalents 4.3%

Assets and Portfolio Turnover (for fiscal years)

Fiscal Year Fund Assets (billions) Portfolio Turnover
2013 $6.4 37%
2012 $4.9 24%
2011 $5.1 31%
2010 $3.5 16%
2009 $1.9 33%

Assets shown are for combined share classes.

Largest Equity Holdings

Percent of net assets as of May 31, 2014 (updated monthly)



One of the world's largest insurance and financial services companies.



One of the world's largest pharmaceutical companies.


EDP - Energias de Portugal

Generates, supplies, and distributes electricity and the supply of gas in Portugal and Spain and through its subsidiaries to Brazil, Spain, Portugal, France and Belgium.



This global pharmaceutical company makes drugs for the treatment of gastrointestinal disorders, cardiovascular disease and cancer.



Manufacturer of integrated circuits used in telecommunications, automotive, industrial and computing devices.


Imperial Tobacco

Makes cigarettes and other tobacco products under several brand names in the U.K. and Europe.


Taiwan Semiconductor Manufacturing

One of the world's largest semiconductor manufacturers.



Major life insurance and pension provider with operations in the U.S., U.K. and Asia-Pacific region.


National Grid

Operates electricity networks in the U.K. and U.S.


HSBC Holdings

One of the world's largest international banking and financial services organizations.


Portfolio Managers

Number of years with American Funds or affiliates
Carl M. Kawaja 22
Andrew B. Suzman 20
Steven T. Watson 24

(as of the prospectus dated September 1, 2013)

The portfolio managers shown are reflected in the fund’s most recent prospectus.

Important Legal Information

CollegeAmerica is sponsored by Virginia529. But you can invest no matter where you live, and your beneficiary can go to school in any state. However, if you reside in a state other than Virginia, there may be an in-state plan that offers tax and other benefits not available in CollegeAmerica. Before investing in any state’s 529 plan, you should consult your tax adviser.

Investing outside the United States involves risks, such as currency fluctuations, periods of illiquidity and price volatility, as more fully described in the prospectus. These risks may be heightened in connection with investments in developing countries.

* Investment results assume all distributions are reinvested and reflect applicable fees and expenses.

  When applicable, investment results reflect fee waivers and/or expense reimbursements, without which results would have been lower. Read details about how waivers and/or reimbursements affect the results for each fund.

Source for Lipper expense ratio comparison: Lipper, based on front-end load funds, excluding funds of funds, for the most recent fiscal year-ends available as of March 31, 2014. The fund’s expense ratio is as of the fund’s prospectus. The expense ratios do not reflect sales charges.

The SEC yield reflects the rate at which the fund is earning income on its current portfolio of securities, while the distribution rate reflects the fund's past dividends paid to shareholders. Accordingly, the fund's SEC yield and distribution rate may differ.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses, summary prospectuses and CollegeAmerica Program Description, which can be obtained from a financial professional and should be read carefully before investing. CollegeAmerica is distributed by American Funds Distributors® and sold through unaffiliated intermediaries.