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Reducing your Class A and 529-A sales charges

CollegeAmerica (R) is a nationwide plan sponsored by Virginia 529 (SM)

Examples of ways to lower the long-term cost of your Class A and 529-A share purchases.

Interests in CollegeAmerica are sold through unaffiliated intermediaries.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses for the American Funds and the American Funds Insurance Series or CollegeAmerica Program Description, which can be obtained from a financial professional and should be read carefully before investing. CollegeAmerica is distributed by American Funds Distributors®. Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.