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Retirement plan sponsors must meet a number of fiduciary obligations that include selecting and monitoring plan investments. For sponsors who want fiduciary support, American Funds offers fiduciary services through an independent third-party advisory firm, Wilshire Associates Incorporated (“Wilshire”). This fiduciary program involves an agreement between the plan sponsor and Wilshire.
Review the information below to learn more about which fiduciary services program may work best for you. Then download the documents at the bottom of the page to help you get started.
Wilshire screens, monitors and recommends changes as a co-fiduciary, while the plan sponsor selects investments.
Wilshire screens, selects and monitors funds and makes changes as a co-fiduciary.
Plan sponsor uses Fund Menu*
— or —
Plan sponsor uses Select List to create portfolio*
Wilshire implements Fund Menu*
Independent, unbiased knowledge that complements your existing advisor relationship
Investment Policy Statement; ongoing periodic reports; documentation of roles, responsibilities and fund monitoring
Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses, summary prospectuses and CollegeAmerica Program Description, which can be obtained from a financial professional and should be read carefully before investing. CollegeAmerica is distributed by American Funds Distributors, Inc. and sold through unaffiliated intermediaries.
This material is intended for use by financial professionals or in conjunction with the advice of a financial professional.