American Funds Retirement Income Model Portfolio - Enhanced | American Funds

Model Portfolio Details


American Funds Retirement Income Model Portfolio - Enhanced

American Funds Asset Allocation
(as of 9/30/2017)


   Growth    Growth & Income   key-10-equity-income.png (10×10) Equity Income   key-10-balanced.png (10×10) Balanced   key-10-bond.png (10×10) Bond   key-10-tax-exempt.png (10×10) Tax-Exempt Bond

Designed for retirees who can withstand more volatility, the enhanced model targets higher growth potential.
  • American Mutual Fund: Pursues income, growth and conservation of principal. A U.S. fund with a history of lower volatility and downside resilience.
  • Capital Income Builder: Flexible, globally diversified fund seeking current income with the potential to grow over time
  • The Income Fund of America: U.S.-focused portfolio seeking current income. Takes an asset-class-flexible approach using a wide mix of stocks and bonds (including high yield).
  • American Funds Global Balanced Fund: Invests in a mix of securities issued by companies and governments around the world
  • American Balanced Fund: Primarily blue chip equities and investment-grade bonds, using a balanced approach and U.S. focus
  • American Funds Inflation Linked Bond Fund: Focused on inflation-linked U.S. Treasuries, but with flexibility to invest in other issues

Related Resources

American Funds Retirement Income Model Portfolio - Enhanced (Single Sheet)   |   Model Portfolio Quarterly Commentary (PDF)   |   American Funds Model Portfolios (Brochure)


For Asset Allocation, due to rounding methodology, totals may not add up to 100%.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses or the collective investment trust's Characteristics statement, which can be obtained from a financial professional, Capital or your relationship manager, and should be read carefully before investing. 

The return of principal for bond funds and for funds with significant underlying bond holdings is not guaranteed. Fund shares are subject to the same interest rate, inflation and credit risks associated with the underlying bond holdings. Lower rated bonds are subject to greater fluctuations in value and risk of loss of income and principal than higher rated bonds. While not directly correlated to changes in interest rates, the values of inflation-linked bonds generally fluctuate in response to changes in real interest rates and may experience greater losses than other debt securities with similar durations. 

Investing outside the United States involves risks, such as currency fluctuations, periods of illiquidity and price volatility, as more fully described in the prospectus. These risks may be heightened in connection with investments in developing countries. 

Includes short-term securities, accrued income and other assets less liabilities.