Retirement Planning

American Funds Retirement Planning Center

• Retirement Planning Basics

  Learn about retirement plan essentials such as contribution limits, tax considerations, transferring assets and taking distributions.

• Individual Retirement Accounts (IRAs)

  Higher contribution limits and tax advantages make IRAs a more valuable way to save. Review the features of traditional and Roth IRAs to see which one is best for your financial situation.

• Employer-Sponsored Plans

  A review of 401(k)s, SEPs and other types of employer-sponsored retirement plans.

• Retirement Planning Calculator

  Use this calculator to help you determine how much you will need in retirement, plus how much you will need to invest to reach your goals.